• We are small, local, full service title company and have provided professional, timely real estate settlement services to the people in this area since 1984
• Old American Title is able to provide you with more personalized care rarely found in many businesses today.
• An individual, experienced settlement processor will be assigned to you, to assist you through the entire “settlement” or “closing” transaction.
• Old American Title has the latest technology available in the industry today.
• Our settlement officers are experienced professionals.
• We have attorneys on staff.
• We take the time to answer any and all of your questions and pledge to return all telephone calls and e-mails promptly.
• We promise to provide you with prompt, personalized service.

Absolutely! Virginia law gives you the absolute right to choose the settlement company you want. Tell your realtor or loan officer that OLD AMERICAN TITLE is your choice.

• A government issued photo ID (driver’s license, military ID, passport). Please be advised that Old American Title is required to make a photocopy of this identification. If you, or your spouse, is unable to attend the closing, please let us know so that we can have the proper documents executed prior to the closing date. Other than that, all we ask is that you bring a smile!
• You must provide all necessary closing funds to us by wire transfer only. Your bank representative, realtor, or loan officer may suggest other methods of payment, we require wire transfers to safeguard your money and avoid delays in funding. We do not accept ACH debits/transfers. Please contact you assigned processor at Old American Title to obtain wiring instructions.
• Sellers will need to provide us with information on how they would like to receive the sale proceeds (check or wire transfer). In the event that you are receiving proceeds from the sale of your home, please advise us on the day of closing if you would like your funds in the form of a check or would like the funds wired directly to your account. If you would like them wired, at closing we will need you to provide us a cancelled check or specific wire instructions from your bank, which must include your account number, name(s) on the account, the bank name, ABA# and the address of the bank. Please give the information to the closing agent at settlement

Old American Title must receive written closing instructions from your mortgage lender and prepare the final Closing Disclosure before we know what that final amount will be. The estimate of closing costs you received during the loan application process (your Loan Estimate) is a good tool to use, as that amount is usually very close to the actual amount needed to close. Typically, you should receive your CLOSING DISCLOSURE from your lender 3 days before closing. Look at this right away! Please contact your processor prior to wiring any funds.